Keep Your Family in Their Home — No Matter What Happens
Mortgage protection insurance pays off your remaining mortgage balance if you die, become critically ill, or can no longer work — so your family never has to worry about losing their home.
Why Mortgage Protection Is One of the Smartest Financial Decisions You Can Make
Your home is likely your family’s most valuable asset and their greatest source of security. Mortgage protection insurance ensures that if you die, get diagnosed with a critical illness, or become disabled, your home is paid off — your family stays in their home without financial stress.
Pays Off Your Mortgage at Death
The full remaining balance of your mortgage is paid directly to your lender, leaving your family with a mortgage-free home.
Critical Illness Coverage Option
Many plans include a living benefits rider — if diagnosed with cancer, heart attack, or stroke, you can access funds to pay bills.
Disability Rider Available
If you become unable to work due to injury or illness, your mortgage payments continue without interruption.
Affordable Monthly Premiums
Coverage that protects a $300,000 mortgage can cost as little as $40–$80/month, depending on age and health.
15+
Top-Rated Carriers
Trusted by families across 6 continents
Getting Covered Is Easier Than You Think
Three simple steps to protect your family and your financial future.
Tell Us About Your Mortgage
Share your mortgage balance, monthly payment, and remaining term — we find a policy that mirrors your exact mortgage payoff schedule.
Choose Your Riders
Enhance your base coverage with critical illness, disability, and return-of-premium riders for complete family protection.
Get Covered and Rest Easy
With your policy in place, your family’s most important asset is protected from any financial crisis — permanently.
Trusted Carriers for Mortgage Protection
Who Benefits Most From Mortgage Protection
This solution is especially powerful for people in these situations.
New homeowners and buyers
Single-income families
Self-employed homeowners
Parents wanting home security
Families with health history
Anyone with a 15–30yr mortgage
Not sure if this applies to you? Call us at (877) 327-6941 for a free 15-minute consultation.
Frequently Asked Questions About Mortgage Protection
No — they’re completely different. PMI protects the lender if you default. Mortgage protection insurance protects your family by paying off the mortgage if you die or become disabled. PMI benefits the bank; mortgage protection benefits your family.
Many mortgage protection policies are designed as decreasing term policies that track your remaining balance. However, we also offer level term options where the benefit stays the same — giving your family additional funds beyond the mortgage payoff.
You can transfer the policy to cover a new mortgage or simply continue the coverage as general life insurance protection. The policy belongs to you, not the lender.
Yes. While underwriting may vary, many mortgage protection plans have simplified underwriting or guaranteed acceptance options. We work with multiple carriers to find you coverage regardless of your health profile.
Still have questions?
Our licensed agents are standing by to answer anything — no sales pressure, just honest answers.
Ready to Get Covered?Let’s Build Your Plan.
Request your free, no-obligation Mortgage Protectionquote. A licensed RWG agent will reach out within 24 hours to walk you through your options.
100% free — no commitment required
Available in 6 languages
Response within 24 hours guaranteed
Licensed professionals, no pushy sales
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(877) 327-6941
Request Your Free Mortgage Protection Quote
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