Affordable final expense coverage that ensures your end-of-life costs are handled — so your family can focus on healing, not bills.
Final expense insurance — also called burial insurance — is a small whole life policy designed to cover funeral costs, medical bills, and any remaining debts. With no medical exam required and guaranteed acceptance options, anyone can qualify. It’s one of the most compassionate gifts you can leave your loved ones.
Plans starting as low as $20–$50 per month make it accessible for seniors on fixed incomes.
Most final expense plans only ask a few basic health questions — no blood draws, no physicals.
For those with serious health conditions, guaranteed-issue plans accept everyone ages 45–85.
Get approved in as little as 24–48 hours and your family is protected right away.
15+
Top-Rated Carriers
Trusted by families across 6 continents
Three simple steps to protect your family and your financial future.
A quick conversation about your age, health, and coverage goals is all we need to find you the right plan.
We compare final expense plans from 10+ carriers to find the lowest premium for your exact situation.
Once approved, your beneficiary receives a tax-free check to cover funeral costs and final bills.
Trusted Carriers for Final Expense Insurance





This solution is especially powerful for people in these situations.
Seniors ages 50–85
Individuals with health conditions
Fixed-income retirees
Those wanting to protect loved ones
Anyone without burial savings
People wanting guaranteed coverage
Not sure if this applies to you? Call us at (877) 327-6941 for a free 15-minute consultation.
Most final expense policies range from $5,000 to $25,000 in coverage. The average funeral in the U.S. costs $7,000–$12,000, so a $10,000–$15,000 policy is a popular choice that also covers medical bills and small debts.
Yes — they’re the same product. Both are small whole life insurance policies designed to cover end-of-life costs. The death benefit goes directly to your named beneficiary, who can use it for any purpose.
Absolutely. We have graded benefit and guaranteed-issue plans specifically for people with serious health conditions like COPD, diabetes, or heart disease. Everyone deserves coverage, and we’ll find a plan that works for you.
No. Final expense is a whole life policy, which means your premium is locked in for life at the rate you’re approved for on day one. It will never increase, regardless of age or health changes.
Still have questions?
Our licensed agents are standing by to answer anything — no sales pressure, just honest answers.
Request your free, no-obligation Final Expense Insurancequote. A licensed RWG agent will reach out within 24 hours to walk you through your options.
100% free — no commitment required
Available in 6 languages
Response within 24 hours guaranteed
Licensed professionals, no pushy sales
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(877) 327-6941
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