Annuities
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Guaranteed income you can never outlive

Turn Your Savings Into Guaranteed Lifetime Income

Fixed and indexed annuity products that grow your wealth tax-deferred and deliver reliable income in retirement — with full principal protection.

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What You Get

Why Annuities Is One of the Smartest Financial Decisions You Can Make

An annuity is a contract with an insurance carrier that turns your savings into a guaranteed income stream. Whether you’re looking for safe, steady growth or market-linked returns with zero risk of loss, RWG International offers annuity solutions from America’s most trusted carriers to secure your retirement.

Guaranteed Lifetime Income

Choose an income rider and receive monthly payments for the rest of your life — no matter how long you live.

Principal Protection

Fixed and indexed annuities guarantee you will never lose your initial investment, even in market downturns.

Tax-Deferred Growth

Your money grows without annual taxation, allowing compounding to work harder over time.

Flexible Payout Options

Lump sum, monthly income, or joint-life payouts — structure your annuity to match your retirement plan.

Annuities consultation

15+

Top-Rated Carriers

Trusted by families across 6 continents

How It Works

Getting Covered Is Easier Than You Think

Three simple steps to protect your family and your financial future.

01

Retirement Income Analysis

We assess your current savings, Social Security estimate, expenses, and income gap to determine the right annuity type and amount.

02

Choose Fixed or Indexed

Fixed annuities offer a guaranteed rate. Indexed annuities link growth to a market index with a 0% floor — gain more, never lose.

03

Fund and Grow

Transfer or roll over existing retirement funds tax-free and watch your money grow safely for the income you deserve.

Trusted Carriers for Annuities

National Life Group
F&G
Allianz
Corebridge
Transamerica
Is This Right for You?

Who Benefits Most From Annuities

This solution is especially powerful for people in these situations.

Pre-retirees ages 50–65

Conservative savers wanting safety

401k and IRA rollover candidates

Anyone wanting predictable income

Risk-averse investors

Retirees with CD or savings funds

Not sure if this applies to you? Call us at (877) 327-6941 for a free 15-minute consultation.

Common Questions

Frequently Asked Questions About Annuities

A fixed annuity earns a guaranteed interest rate set by the carrier. An indexed annuity links your growth to a stock index (like the S&P 500) but with a 0% floor — so you participate in market gains while never losing principal. Both offer tax-deferred growth.

With fixed and indexed annuities, your principal is guaranteed by the insurance carrier. You will never lose the money you put in due to market performance. Variable annuities do carry market risk, but RWG typically recommends safer fixed/indexed options.

Yes — in fact, this is one of the most common strategies. A direct rollover from a 401(k), 403(b), or IRA into an annuity is typically a tax-free transfer that preserves your tax-deferred status while adding income guarantees.

Fixed and indexed annuities typically have no upfront fees. There may be surrender charges if you withdraw funds within the first few years, and optional riders may carry a small annual fee. We always review all costs with you before you decide.

Still have questions?

Our licensed agents are standing by to answer anything — no sales pressure, just honest answers.

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Get Started

Ready to Get Covered?Let’s Build Your Plan.

Request your free, no-obligation Annuitiesquote. A licensed RWG agent will reach out within 24 hours to walk you through your options.

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Available in 6 languages

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